Collector - August 2020 - 45

ACANEWS

regulator, they might reach out to you,"
Weiss said. "We want to tell our story
rather than have our story told for us. It
starts at grassroots; it starts with each of us
as a member."
Madden said the ARM industry's agenda is
packed this year, with more than 750 state-level
bills to track. Since COVID-19 broke, there
have been more than 1,000 executive orders on
state closures and requirements for employers
and agencies licensed in the industry.
"It just shows how important it is for
your association and you as members to
continually educate your lawmakers about
what is out there," Madden said.

NAVIGATING MEDICAL DEBT
LEGISLATION ON CAPITOL HILL
Members G. Scott Purcell, 2020/21 ACA
president and president of Professional
Collection Service, and Tim Haag,
president of State Collection Service in
Madison, Wisconsin, took the lead on
covering complex medical debt legislation
trends and flawed proposals at the state
and federal level.
Eric Ellman, senior vice president, public
policy and legal affairs with the Consumer
Data Industry Association, discussed
medical debt and credit reporting and credit
bureaus' responses related to COVID-19
during his presentation.
From an advocacy perspective, panelist
Paul Miller, partner, Miller Wenhold Capitol
Strategies LLC, in Washington, D.C., said

COLLECTOR 08.20

there is a "growing drumbeat" to get more
done in debt collections.
The uptick in virtual meetings, while
a result of the crisis, has increased the
opportunity to connect with regulators and
legislators. Haag, whose agency works with
medical debt collections, urged members
to use that opportunity to advocate for the
industry in medical debt legislation.

Thank you to the
2020 Washington
Insights sponsors:
TITLE SPONSOR

FCC RULEMAKINGS IN THE WAKE
OF THE TRACED ACT
Switching gears to regulatory updates,
Mark Brennan, lead innovation partner
with Hogan Lovells LLP, talked with
Dempsey about FCC rulemakings now that
the Telephone Robocall Abuse Criminal
Enforcement and Deterrence (TRACED)
Act is a law.
Joined by Arielle Roth, wireline legal
advisor with FCC Commissioner Michael
O'Rielly's office, and Alex Sachtjen, legal
assistant to U.S. John Thune, R-S.D., the
group discussed implementing components
of the TRACED Act and work that has yet
to be done in providing clarity for the TCPA
and caller ID authentication.
ACA also continues to focus on industry
advocacy for the implementation of the
reassigned numbers database, the need for
a definition of called party, and ongoing
petitions for clarity under the TCPA.

CFPB UPDATE
Thomas Pahl, policy associate director
for research, markets
and regulations at the
CFPB, presented highly
anticipated news on
the bureau's regulatory
outlook for the remainder
of the year.
Pahl said the industry
can expect a final debt
collection rule in the fall
and a universal compliance
date for out-of-statute debt
disclosures and validation
notices, for example.
He said the CFPB
heard about how

debt collectors are helping consumers
throughout the COVID-19 crisis and
reviewed updates to the consumer
complaint database.
"There are positive things collectors are
doing in their actions with consumers, and we
want to continue to encourage that," Pahl said.
ACA, its members and its advocacy team
look forward to continuing the momentum
from the Washington Insights Livestream
and thank all the speakers and participants
for sharing their insights.
Katy Zillmer is ACA International's
communications specialist.

45



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