Collector - August 2020 - 23

motion for a temporary restraining
order enjoining Massachusetts Attorney
General Maura Healey from enforcing the
bans on outbound debt collection calls
and lawsuits.
"I think as an industry and association
we need to pick our battles carefully and
build off our successes," Purcell said.
"We just saw that play out with ACA's
suit against Attorney General Healey and
the favorable opinion of Judge Stearns.
Likewise, ACA International v. FCC was
a big deal. What these perhaps wellintended, but misguided, overreaches
result in is damage to the materially poor."
Purcell cites research from Todd Zywicki,
a professor at George Mason University
Antonin Scalia School of Law, who found
that making debt collection more difficult
and restrictive actually hurts the poor
because they ultimately will have to pay
more for credit while having less access to it.
"This hurts the very people we all are
trying to help," Purcell said. "There is a
great need to educate the American public
on the truth. For example, in Oregon, if
you make less than 200% of the Federal
Poverty Level and you get your care from
a nonprofit provider, your health care
from that provider is completely free. So
to run a sensational story about how the
materially poor have to choose between
feeding their family and paying a medical
bill, that has no basis-but not many are
educating the public about what the facts
are. ACA members need to help tell this
story as no one else will. If we're going
to create an improved society we need to
focus on facts and on real issues."
Purcell wants members to know that
they make a tremendous difference in the
lives of their clients, their employees and
the consumers they serve, and he urges
them to get involved in the association
and help tell their story to the public and
legislators. "We've done a lot already," he
said. "And together, we can make an even
bigger difference."

What did YOU do for the

Don't forget to send in your photos,
videos and stories from Collectors Challenge
month. And thank you for supporting the ACA
International Education Foundation's scholarship
programs! We couldn't do it without you.
For full submission information, visit
acainternational.org/about/collectors-challenge

Anne Rosso May is managing editor of
Collector magazine.

COLLECTOR 08.20

23


http://www.acainternational.org/about/collectors-challenge

Collector - August 2020

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