Collector – June 2019 - 45

GOVERNMENTAFFAIRS

yearslong Advanced Notice of Proposed
Rulemaking development process.
On May 9, ACA held a members-only
webinar to discuss the proposed rule,
along with details about its grassroots
advocacy response campaign. Missed
out? ACA members can download a free
recording of the discussion here: www.
acainternational.org/products/nprm-whatdoes-it-say.

WHAT'S NEXT?
ACA is seeking feedback from members
directly and through a survey, and will file
comments on behalf of its membership;
individual members should consider filing
personal comments expressing their views on
the proposals. It will also be seeking support

of Congress, like-minded groups, and other
regulators during the rulemaking process.
At the end of this process, the CFPB
must base its reasoning and conclusions on
the rulemaking record, consisting of the
comments, scientific data, expert opinions
and facts accumulated during the prerule and proposed rule stages. To move
forward with a final rule, the agency must
conclude that its proposed solution will help
accomplish the goals or solve the problems
identified. It must also consider whether other
solutions would be more effective or cost less.
This process usually takes several months,
and in the past it has sometimes taken over a
year to review all the feedback.
There will likely be varying compliance
deadlines and dates for implementation.

ACA has supported congressional legislation
that requires additional compliance materials
and guidance to help industries implement
rules. ACA will work with members to guide
them through this process and help provide
compliance resources and education.
One note: as this issue of Collector magazine
went to press, the proposed rule had only just
been released. For a more detailed analysis
of what it means for the accounts receivable
management industry, look for further
coverage in our July issue. In the meantime, you
can read the rule here: http://bit.ly/cfpb2019.
Leah Dempsey is ACA International's
vice president and senior counsel of
federal advocacy. Andrew Pavlik is ACA
International's compliance analyst.

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https://www.acainternational.org/products/nprm-what-does-it-say http://www.bit.ly/cfpb2019 http://www.debtnet.cc

Collector – June 2019

Table of Contents for the Digital Edition of Collector – June 2019

President’s Page
Industry News
Best Practices
FYI
Collection Tips
Adapting to a New Environment
“Today agencies realize this is an opportunity to help the consumer.”
ACA International’s 2019 Convention & Expo
Close the Revolving Door
Calendar
Honor Roll
Education Spotlight
Ask the Experts: Small Talk
Growing into the Industry
Exploring STIR/SHAKEN
CFPB Releases Proposed Debt Collection Rule
Industry Advancement Program Helps Member Defeat FDCPA Claim in Ninth Circuit
ACA SearchPoint
Ad Index
Membership
Last Word
Collector – June 2019 - Cover1
Collector – June 2019 - Cover2
Collector – June 2019 - 1
Collector – June 2019 - 2
Collector – June 2019 - 3
Collector – June 2019 - Industry News
Collector – June 2019 - President’s Page
Collector – June 2019 - 6
Collector – June 2019 - 7
Collector – June 2019 - 8
Collector – June 2019 - 9
Collector – June 2019 - Best Practices
Collector – June 2019 - 11
Collector – June 2019 - FYI
Collector – June 2019 - 13
Collector – June 2019 - 14
Collector – June 2019 - 15
Collector – June 2019 - Collection Tips
Collector – June 2019 - 17
Collector – June 2019 - Adapting to a New Environment
Collector – June 2019 - 19
Collector – June 2019 - 20
Collector – June 2019 - 21
Collector – June 2019 - Close the Revolving Door
Collector – June 2019 - “Today agencies realize this is an opportunity to help the consumer.”
Collector – June 2019 - ACA International’s 2019 Convention & Expo
Collector – June 2019 - 25
Collector – June 2019 - 26
Collector – June 2019 - 27
Collector – June 2019 - 28
Collector – June 2019 - 29
Collector – June 2019 - 30
Collector – June 2019 - 31
Collector – June 2019 - 32
Collector – June 2019 - 33
Collector – June 2019 - Calendar
Collector – June 2019 - Honor Roll
Collector – June 2019 - Education Spotlight
Collector – June 2019 - 37
Collector – June 2019 - Ask the Experts: Small Talk
Collector – June 2019 - 39
Collector – June 2019 - Growing into the Industry
Collector – June 2019 - 41
Collector – June 2019 - Exploring STIR/SHAKEN
Collector – June 2019 - 43
Collector – June 2019 - CFPB Releases Proposed Debt Collection Rule
Collector – June 2019 - 45
Collector – June 2019 - Industry Advancement Program Helps Member Defeat FDCPA Claim in Ninth Circuit
Collector – June 2019 - 47
Collector – June 2019 - ACA SearchPoint
Collector – June 2019 - Ad Index
Collector – June 2019 - Membership
Collector – June 2019 - 51
Collector – June 2019 - Last Word
Collector – June 2019 - Cover3
Collector – June 2019 - Cover4
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