Collector - August 2018 - 28

62.5%

Of U.S. consumers with student
loan debt are 30 or older.
Source: Federal Reserve Bank of New York

UNDERSTANDING THE DEBT
YOU'RE COLLECTING
Although there are common threads, not all
student loans are the same.
Federal loans, guaranteed and serviced
by the U.S. Department of Education and
its contractors, offer a series of repayment
options to borrowers, including straight-line
monthly payments and graduated payments.
With varied interest rates, federal loans also
offer appealing benefits, such as payment
deferment if borrowers return to school
for advanced degrees, serve in the military
or work in certain careers. Borrowers can
also request forbearance if they are having
financial problems or other issues, but the
interest will continue to accrue for these
periods, lasting up to three years.

We have E & O policies
no other agent can
offer. Guaranteed.

28

ACAINTERNATIONAL.ORG


http://WWW.CORNERSTONESUPPORT.COM http://www.ACAINTERNATIONAL.ORG

Table of Contents for the Digital Edition of Collector - August 2018

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