Collector - August 2018 - 25
directs the Department of Elementary
and Secondary Education to develop
standards and objectives on personal
financial literacy for grades pre-K to 12.
The Senate passed the legislation by a vote
of 37-0 earlier this year and it now awaits
consideration in the House.
The Florida Collectors Association (FCA)
focused much of the legislative session on
revisions to Florida statute S.B. 559.715,
Assignment of Consumer Debts. The unit's
legislative team worked to identify the
appropriate vehicle during a very limited
legislative calendar to clarify that:
* Third-party debt collection agencies
are not "assignees" under the Florida
* The type of "action" that the 30-day
notice pertains to is the initiation of
any "legal action."
The crowded legislative calendar
ultimately stalled efforts this spring but the
unit remains optimistic for future activity.
FCA also worked on several bills to rein
in telephone solicitations, which passed
the legislature and were signed by the
governor. The unit supported these efforts
and worked closely with the legislature to
ensure the scope of the proposals did not
expand in a way to negatively impact the
accounts receivable management industry.
The California Association of Collectors
(CAC) is always one of ACA's busiest
units when it comes to legislative
activity, and 2018 has been no different.
CAC is opposing several bills that would
significantly limit garnishment in the
state. The unit also worked closely with
the legislature to amend legislation
aimed at prohibiting the use of private
collection agencies on any publiceducation-related debt. All of these
bills were still pending in their house
of origin at press time. The California
legislature is a full-time legislature
and is expected to continue meeting
throughout the summer.
These are just a few of the state
legislative highlights from the first
half of 2018. In addition to local state
activity, each month during the busy
legislative cycle ACA's Unit and State
Affairs Committee hosts a call for state
unit legislative teams and their lobbyist
to share and discuss the issues they are
facing and the strategies they are using
in their state. The information shared
during these calls continues to be a
critical component of our industry's
ACA also continues to help units
leverage our collective voice as an industry
though strategically targeted grassroots
campaigns. Over the last six months,
ACA has launched grassroots campaigns
in California, Indiana and Wisconsin
that resulted in more than 7,000 targeted
legislator contacts, and more action is
being planned every day.
Andrew Madden is ACA International's vice
president of government and state affairs.
Want to keep up with state-level action? As bills are signed into law,
ACA updates all relevant SearchPoint™ documents as well as
ACA's Guide to State Collection Laws and Practices.
Find both at www.acainternational.org.
The Indiana Collectors
Association is working on
legislation to combat mass
dispute letter mills, requiring
credit repair organizations
to disclose their identity
in letters to consumers or
The New England
is fighting a bill that would
prohibit "robocalls" to all
mobile electronic devices.
successfully defeated bill
proposals that would have
subjected anyone collecting
consumer debts in the state
to licensure and regulation
as a student loan servicer,
regardless of whether the
collector operated in the
student loan space.