Collector - January 2018 - 22

State attorneys general
are ramping up efforts
with the Federal Trade
Commission to address
debt relief scams.

want to be in the spotlight for a breach that
could have been prevented.
Meanwhile, over in Europe, the new
General Data Protection Regulation
legislation, which goes into effect in May, is
changing how businesses process and protect
consumer information. Under GDPR,
companies that handle the personal data of
European Union customers must prove they
have appropriate security measures in place
to protect it-if not, they can incur big fines.
The effects of this legislation are being
felt stateside too. "The new law will usher
in cascading privacy demands that will
require a renewed focus on data privacy
for U.S. companies that offer goods and
services to EU citizens," said Jay Cline,
PwC's U.S. Privacy Leader.

STATE ISSUES: DEBT RELIEF
SCAMS, GARNISHMENT AND MORE
State legislatures will be very busy from
mid-January through early May. This
heightened level of legislative activity

is expected to wane in early summer
as political and campaign pressures
increase with the looming November
election. More than 80 percent of all
state legislative seats (6,000+) across the
country are up for election.
The misleading tactics deployed by
many credit repair organizations continue
to be a top issue for ACA state and
regional units. Efforts to reform consumer
and creditor confusion caused by generic
credit repair dispute notices seem to be
gaining momentum with state lawmakers.
Several states are expected to consider
legislation in 2018 to address this issue.
Additionally, state attorneys general are
ramping up efforts with the Federal Trade
Commission to address debt relief scams.
Every year a handful of states consider
significantly shortening their state's
statute of limitations for bringing a debt
collection action, and 2018 is not expected
to be any different. ACA's units have
a good message to relay to lawmakers

We have E & O policies
no other agent can
offer. Guaranteed.

22

ACAINTERNATIONAL.ORG


http://www.cornerstonesupport.com http://www.ACAINTERNATIONAL.ORG

Table of Contents for the Digital Edition of Collector - January 2018

From the Editor
Industry News
Best Practices
FYI
Perspective
Collection Tips
The Next Level
Getting Started
Small Perks, Big Differences
Calendar
Honor Roll
Staying Ahead of the Curve: Fall Forum Highlights
Missed Connections
A Seat at the Table
Taking Litigation Advocacy to the Next Level
Compliance
ACA SearchPoint
Last Word
Collector - January 2018 - Cover1
Collector - January 2018 - Cover2
Collector - January 2018 - 1
Collector - January 2018 - 2
Collector - January 2018 - 3
Collector - January 2018 - From the Editor
Collector - January 2018 - 5
Collector - January 2018 - Industry News
Collector - January 2018 - 7
Collector - January 2018 - 8
Collector - January 2018 - 9
Collector - January 2018 - Best Practices
Collector - January 2018 - 11
Collector - January 2018 - FYI
Collector - January 2018 - 13
Collector - January 2018 - Perspective
Collector - January 2018 - 15
Collector - January 2018 - Collection Tips
Collector - January 2018 - 17
Collector - January 2018 - The Next Level
Collector - January 2018 - 19
Collector - January 2018 - 20
Collector - January 2018 - 21
Collector - January 2018 - 22
Collector - January 2018 - 23
Collector - January 2018 - Getting Started
Collector - January 2018 - 25
Collector - January 2018 - 26
Collector - January 2018 - 27
Collector - January 2018 - 28
Collector - January 2018 - 29
Collector - January 2018 - Small Perks, Big Differences
Collector - January 2018 - 31
Collector - January 2018 - 32
Collector - January 2018 - 33
Collector - January 2018 - 34
Collector - January 2018 - 35
Collector - January 2018 - Calendar
Collector - January 2018 - Honor Roll
Collector - January 2018 - Staying Ahead of the Curve: Fall Forum Highlights
Collector - January 2018 - 39
Collector - January 2018 - Missed Connections
Collector - January 2018 - 41
Collector - January 2018 - 42
Collector - January 2018 - 43
Collector - January 2018 - A Seat at the Table
Collector - January 2018 - 45
Collector - January 2018 - Taking Litigation Advocacy to the Next Level
Collector - January 2018 - 47
Collector - January 2018 - Compliance
Collector - January 2018 - 49
Collector - January 2018 - ACA SearchPoint
Collector - January 2018 - Last Word
Collector - January 2018 - 52
Collector - January 2018 - Cover3
Collector - January 2018 - Cover4
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