Collector - September 2017 - 2

COLLECTOR

®

UPFRONT

At Law, At Industry, At Your Service
ACA's Legal Team steers association through challenging
business and regulatory minefields.

F

CHIEF EXECUTIVE OFFICER
Patrick J. Morris
EDITOR
Anne Rosso May
DESIGN FIRM
The YGS Group

or a trade association whose members are frequent litigation targets operating in a heavily
regulated industry, it's due time to commend ACA International's in-house lawyers for
protecting ACA's collective interests. Their prudent counsel has helped our association
navigate the challenging business and regulatory matters confronting our industry.
Please join me in recognizing Vice President and General Counsel Kris Hansel, Corporate
Counsel Karen Scheibe Eliason and Vice President and Senior Counsel of Regulatory Affairs
Maria Wolvin, who each serve distinct leadership roles in supporting the association's mission.
Hansel faithfully protects ACA's legal and business interests as a business enterprise, identifying
sources of and opportunities to minimize adverse risk. Keeping risk at an acceptable level ensures
the organization is well-positioned, and the path ahead clear, to advance ACA's legal regulatory
and litigation advocacy efforts spearheaded by Wolvin and Scheibe Eliason.
ACA has you covered on industry-significant regulatory activity; Wolvin is dedicated to devising
and implementing a comprehensive federal regulatory strategy to best advance the interests of
the debt collection industry. Each day she works to ensure that federal regulators-including the
Consumer Financial Protection Bureau, Federal Trade Commission and Federal Communications
Commission-understand how the debt collection industry operates and the important benefits
legitimate debt collectors provide to the U.S. economy. She has shown an unwavering commitment
in her advocacy for well-reasoned policies that are evidence-based, balanced and fair.
Earlier this year, ACA's regulatory advocacy resulted in an important procedural victory in
the debt collection rulemaking: the CFPB listened to the concerns of ACA and its members,
announcing that it would handle all substantiation issues in a later first-party rulemaking. This
important change demonstrates how effective advocacy can make a meaningful difference.
In addition, Wolvin has engaged heavily this year with the FCC in various proceedings that
impact how debt collectors communicate with consumers, including efforts to change the
provision of prior express consent in ways that would disrupt long-settled interpretations under
the Telephone Consumer Protection Act. She is also a consistent advocate for changing how
the FCC defines a "robocall," as well as reminding policymakers that there is a clear distinction
between legitimate businesses using modern communications technology to contact consumers
with important account information and the abuse of such technology by unlawful actors.
In concert with Wolvin's regulatory advocacy, Scheibe Eliason applies the depth and breadth
of her litigation experience to identifying and developing the litigation advocacy needs of the
association members. Charged with managing ACA's highly successful litigation advocacy
component of the Industry Advancement Program, Scheibe Eliason is fighting each day to
advance the industry's interests in the courts. She has consistently shown herself to be a tenacious
and resourceful litigation advocate, dedicated to protecting the industry's interests and obtaining
significant precedent-setting court decisions positively impacting ACA members.
In fact, under Scheibe Eliason's leadership, IAP has undertaken critically important litigation
advocacy work in some of the most
significant cases directly affecting industry
concerns and has achieved more than 30
important wins in major cases.
I've provided you a fly-over look into
Patrick J. Morris
is ACA International's chief
the important work in which the ACA
executive officer. He can be reached
legal team is engaged on behalf of our
at morris@acainternational.org.
membership and the entire industry. If you
haven't become acquainted, I encourage
you to read on to page 28 for profiles on
each these ACA legal champions.

COMMUNICATIONS SPECIALIST
Katy Zillmer

02

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